Educational Loan Scheme


For the benefit of prospective students, HIMT as tied up with HDFC Bank, Kilpauk-Chennai branch only.

  0.50% Discount Applicable for Girl Students.

  1% Discount Applicable if Interest Being Serviced During Moratorium Period.

  Original KYC Doc\"s will be Verified During Documentation.

Management Quota

  Students must have Scored 70% in SSLC & 65% In HSLC.

  Loan Amount Restricted to 2.5 Lakhs and can be Extended to 4 Lakhs with Third Party Guarantor with Net Worth Report from Chartered Accountant. Exceeding...4 Lakhs Require 100% Collateral

Meritorious Students

  Proof of Merit : Counselling / Entrance Examination / Bonafide Copy from Institute Stating the Enrollment based on Merit.

Up to 4 Lakhs

  Applicant (Student)

  Passport Size Photograph x 1 Nos

  Self Attested Photo Copy of Signature , Id and Residence Proof . (Current Residence Proof Mandatory)

  Till Date Educational Qualification Certificates (Self Attested Photo Copy of SSLC , HSLC ,UG Semester Marksheet)

  Bonafide Certificate with Fee Structure.

  Merit Proof

Co-Applicant (Parents / Spouse)

  Passport Size Photograph x 1 Nos

  Self Attested Photo Copy of Signature, Id and Residence Proof. (Current Residence Proof Mandatory)

  Last 3 Month Payslip for Salaried / 3 yrs ITR Copy with P&L , Balance Sheet with Computation for Self Employed.

  Updated 6 Month Bank Statement (Salary Account).

4 Lakhs - 7.5 Lakhs

  Third Party Guarantor (Apart from Parents)

  Passport Size Photograph x 1 Nos

  Self Attested Photo Copy of Signature , Id and Residence Proof. (Current Residence Proof Mandatory)

  Net Worth Report from Chartered Accountant Equivalent

Exceeding 7.5 Lakhs

  Require 100% Collateral

The sanctioning of loan will be at the sole discretion of the branch where the loan is applied for provided the student satisfies the eligibility requirements.

hindustan institute of marine training chennai